A study at the University of Karbala discusses the analysis of indicators of burden, efficiency, and productivity and their impact on banking liquidity

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A study at the College of Management and Economics at the University of Karbala discussed the analysis of indicators (burden – efficiency – productivity) and their impact on banking liquidity – an analytical study in a sample of Iraqi commercial banks listed on the Iraqi Stock Exchange for the period 2004-2023.

The study, which was presented by student Sarah Hassan Abdel-Hay, aimed to show the trend of the (burden-efficiency-productivity) indicators in the Iraqi banking environment and determine the relationship between the (burden-efficiency-productivity) indicators with banking liquidity.

The study concluded that the Investment Bank achieved the lowest banking burden ratio and the highest efficiency among the banks in the study sample.

The study recommended the need to push banks to diversify revenues and not rely on interest income only to face increasing competition and emergency circumstances.